Get an Auto Loan Today!
SIMPLE, QUICK AND SECURE
Polar Auto Sales goes head to head with the banks to get you the lowest rates possible.
We deal with a large variety of lenders and will find the program that best suits your needs.
Good Credit, No Credit, Challenged Credit...
It doesn't matter! We will work with you to get you the vehicle you have always wanted!
Let's Get Started in 3 Easy Steps!
Polar Auto Sales can help you finance your next vehicle!
Quick & Simple, 3 simple steps to get you driving today!

APPLY ONLINE
Apply online for a Polar Auto Sales Vehicle Loan Pre Approval.

CHOOSE A VEHICLE
Select Your Vehicle Type

VEHICLE DELIVERY
Review Your Vehicle Delivery Item Checklist.
Buy with confidence!
Polar Auto Sales are dedicated to 100% customer satisfaction.
We are here to help, If you have any questions,
Do not hesitate to contact us directly.
Talk to a live person now!

Over 30 Years Experience
With over 30 years of experience, Jim is the master of getting auto loans approved. Back in the good old days Jim was a competitive curler wining the 1981 Brier. In his spare time Jim enjoys golfing and traveling with family.
JIm Spencer Manager

Next Generation
Holly has been in the industry for 7 years. After graduating from UofM she decided to follow in her dad (Jim's) footsteps. Holly takes care of advertising, customer relations, and automotive education. She enjoys curling, golfing and spending time with family.
Holly Spencer Automotive & Financing Consultant
















