Get an Auto Loan Today!

SIMPLE, QUICK AND SECURE

Polar Auto Sales goes head to head with the banks to get you the lowest rates possible.
We deal with a large variety of lenders and will find the program that best suits your needs. 

Good Credit, No Credit, Challenged Credit...
It doesn't matter!  We will work with you to get you the vehicle you have always wanted!

Let's Get Started in 3 Easy Steps!

Polar Auto Sales can help you finance your next vehicle!
Quick & Simple, 3 simple steps to get you driving today!

APPLY ONLINE

Apply online for a Polar Auto Sales Vehicle Loan Pre Approval.

APPLY ONLINE

Perfect!  Let's get started now.

CHOOSE A VEHICLE

Select Your Vehicle  Type

CHOOSE A VEHICLE

Select The Brand You Want!

VEHICLE DELIVERY

Review Your Vehicle Delivery Item Checklist.

VEHICLE DELIVERY

Make Sure to Have All Delivery Items Ready.

Jim Spencer - Wise Guys Auto Sales and Financing

Over 30 Years Experience

With over 30 years of experience, Jim is the master of getting auto loans approved. Back in the good old days Jim was a competitive curler wining the 1981 Brier. In his spare time Jim enjoys golfing and traveling with family.

JIm Spencer Manager

Holly Spencer - Wise Guys Auto Sales and Financing

Next Generation

Holly has been in the industry for 7 years. After graduating from UofM she decided to follow in her dad (Jim's) footsteps. Holly takes care of advertising, customer relations, and automotive education. She enjoys curling, golfing and spending time with family.

Holly Spencer Automotive & Financing Consultant

WHY CHOOSE POLAR AUTO SALES?

Polar Auto Sales promises 100% honesty.
We are a family company with family values here to treat all of our customers with respect.

No scams...No hidden fees...No false promises. 
Just great service and satisfied customers! 

We look forward to working with you on your next  purchase!